What’s the DTI?
Home / Blogs There’s a lot of jargon in the finance industry and we understand it can be hard to keep up to date. Combined with abbreviating these titles no wonder our clients are sometimes confused. We often talk about: and the abbreviations go on. This month we would like to focus on your DTI […]
Is It Time To Re-finance?
Home / Blogs It is only natural that when a policy or agreement expires that we shop around to find the best deal. When our car and home insurance policies expire each year we find ourselves regularly checking to make sure that we are getting the best value for money. Similarly, we might do the […]
Hem What Is It? Why Does It Matter For Your Home Loan?
Home / Blogs Your eyes are on the perfect home, your deposit is ready and now you just need the bank’s stamp of approval. But wait, there’s this thing called the Household Expenditure Measure (HEM) lurking in the background. WHAT IS IT, AND HOW MIGHT IT RAIN ON YOUR HOMEOWNERSHIP PARADE? HEM – It’s similar […]
Even Your Good Money Behavior May Raise A Red Flag!
Home / Blogs As we approach the silly season, it is wise to realise how your shopping habits can tip your credit history over the edge. At this time of the year, when we are likely to spend more than usual on gifts, entertainment and travel, the allure of using easy money (such as credit […]
The Top 10 Budegeting Apps Used In Australia
Home / Blogs What’s your number? How many finance transactions do YOU make in a year? Over the past few years – not surprisingly – electronic transactions have experienced significant growth as society has shifted away from cash. As reported by the Reserve Bank, in the past decade the average number of electronic transactions made […]
Where Will Interest Rates Head in2024?
Home / Blogs The outlook on finance for homeowners in 2024 appears significant in anticipation for the RBA to initiate a reduction in the official cash rate. According to the consensus among the major four banks, it is expected that interest rates will likely remain steady throughout most of 2024. However we should not expect […]
Navigating the Maze of Risk Insurance
Home / Blogs Life is unpredictable, and unexpected events like accidents, illnesses or disabilities can have a significant impact on our lives and finances. Insurance coverage serves as a crucial safety net by providing financial support during challenging times. Let’s explore different types of insurance and how they can make a difference through real life […]
The Devastating Impact Of Health Issues On Family and Friends
Home / Blogs What is particularly alarming is the increasing prevalence of health issues among individuals at younger ages. No longer confined to the elderly or those with predisposing factors, critical illnesses can strike individuals in the prime of their lives, catching them off guard and unprepared. Considering this sobering reality, it becomes imperative for […]